Clearwater has fostered good relationships with most of the South Africa’s leading commercial, business and personal lines insurance providers.
We offer the following insurance products and solutions:

Insurance products:

  •     Motor Insurance
  •     Homeowners Insurance
  •     Commercial Property Insurance
  •     Travel Insurance
  •     Transport and Cargo Insurance
  •     Commercial Crimes Insurance
  •     Products Liability
  •     Household Contents Insurance
  •     Personal All Risks Insurance
  •     Business Insurance
  •     Commercial Assets
  •     Motor Fleet Cover
  •     Public Liability
  •     Performance Guarantees

We also offer the specialist policies in the following section:

  • Professional Indemnity Cover
  • Performance Guarantees
  • Public Liability
  • Construction All Risks Cover
  • Goods In Transmit (GIT)
  • Motor Fleet Cover
  • Credit Short Fall
  • Deposit Protectors
  • Agricultural Insurance
  • Body corporate Policy

Risk Across Africa:

We are dedicated Heavy commercial insurance specialists with advanced training in Risk Management to bring you the client various options on how to insure your heavy commercial fleet.

With our superb back office and administrative team, we strive for service excellence with a no nonsense approach when it comes to claims ensuring that your business has minimum interruptions so you can focus on your business.

We structure policies that are based on your specific needs and will always give you the client a few options on how to Insure your heavy commercial fleet with one thing in mind and that is saving you money without sacrificing quality of cover. Our policies are also underwritten by the country’s biggest and oldest Insurers.

Fleet Management Tracking Systems:

To ensure that your fleet is tracked 24 hours a day.

Together with our partners we put together competitive packages which can either be invoiced separately or can be included as part of your insurance risk premium.

The Management units will be able to monitor your fleet both in South Africa and across Africa.

Credit Shortfall:
I’m the event of total loss, you will be covered not only for the Retail value of your vehicle but also the settlement amount at your financial institution.

Car Hire:

In the event of a claim, a Rental vehicle will be provided to you up to a certain amount of days whilst your vehicle is being repaired.

We are also specialists in Project insurance


Technical Underwriters
Private Clients
Taxi Underwriters
Technical Underwriters